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Sugar, Gluten and Milk and How it Effects Me

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I have not been around much lately, I have had a lot of things going on. I am recovering from a shoulder injury from my car accident.  I have given up the gym and I was working out at home. That went good for a while but that has fallen flat also. I have eaten gluten, sugar and all other things I shouldn’t really.. and man did my shoulder injury get worse and my hip also.. thought I was going to have to get a walking cane.  So reality kicked in a week ago that I can not keep going like this. So I have made a change, I have cut out gluten, sugar, and I have continued with the almond milk..and what a difference it has made I still get sore with the cold weather, but the pain has gone from a 9 to a 1-2 which I can live with. I found a wonderful website that was a Dr in a hospital that got sick of top drs saying you can only treat with medication for pain. The dr I read thought outside the box and found certain foods can affect you. So I have cut them out some I should have not been having cause I already knew they effected me.

Amazing how foods can effect  your body!!!!!!!!

I had a cheap pair of scales just a stand on pair.. cost $10nzd well not worth it. I got a better set.. Now I am not one for scales.. but for seen I am not going to the gym I am needing to make sure I don’t go back up. I have put way to much work into my life for me to go backwards. I am also on MyFitnessPal again. If I was going to the gym I would not be needing these in place as I would be killing off calories and plenty of them. But it is all food for me at the moment.

I have a busy life and it has got even busier with my children doing activities after their learning. My daughter does drumming, fencing and St John. My son does cubs and has special needs. So life is full on and with me home educating them also. Life is just go go go at the moment.

I am sure when summer rolls around we will get back in to walking and hiking in the bush we love doing that. But for now with winter, the coldness is hurting my joints. I am 36 years old and I feel 100 at times.. But on nice warm days we get out and about and I feel great.. 🙂 

I have made lots of soup being winter freezer is full which is great. Love a nice warm soup on a cold day to warm me up. I have stepped outside the square and have tried new recipes. I have got a couple of Rachael Ray recipes from her cook book I got out of the library. I crockpot on off the internet. So far flavours have been good. I have tomato, onion, minestrone (w/o pasta). mushroom and vegetable, vegetable crockpot, and vegetable that has fennel in it. Never had fennel before so be interesting… crockpot had cabbage in it never had cabbage in soup before either. I am surprising myself on the combinations and that I am actually liking things.

I have also learnt to do my poached eggs in the fry pan, they are not sticking like in the saucepan way easier and yummy.

Tough Guy Girl rolled around again, I was pleased I was injured looks like plenty of people got out there and did it. Even though it was one of the coldest days of the year where we had major cold front come over us and a bitter southerly I could not get warm at all so was pleased that I was not doing it. I hope to get back into things and see how I go next year. But it all comes down to my shoulder and what is happening with that. As I know there is a rope       hill climb and not sure how well my shoulder will cope.. I do have a year.

I am off to the specialist for my shoulder on the 10th of July. So I will see what he says.

I will come in now and then and write-up where I am at I was hoping to do a weekly Wednesday each Wednesday. I will see how time goes. By time we do schooling etc, and sons cubs. Time is getting short for the things I want to be doing. 🙂 Happy Healthy lifestyle folks

Weekly Wednesday And The Week That Was.

IMG_1031 IMG_1029Thursday saw us go and do the Tawa track, didn’t realise the walk down to the slip was extra so we have been dong 5km so today was Tawa track only which is 4.2km. As we were coming out two bus load of children came a long great to see so many people using the track, we had it to ourselves before they came.

Woo Hoo go me. I have achieved a goal. I am now in the 80kg range. Friday is weigh in day, was great to see the needle on the left of the 90kg. My Next goal is 20kg loss, so I have 4.4 go to.

Sunday saw us going for a bush walk, we did the Gorge track for the first time ever, just over 10km as we took in all the look outs.  My 11 year old daughter came with me.  We took 3.5 hours was really nice day we saw mount Ruapehu.

I really encourage you all when the weather is fine to look up walking tracks. Please remember bush safety. http://www.mountainsafety.org.nz    http://www.topomap.co.nz/    Here are websites for New Zealand. Please look for your country. 

Walking is a great way to get fit, and we all do walking around the roads, whether a day out shopping, walking the dog etc,  and often forget about the lovely walk ways that different groups for New Zealand it is conservation,  tramping clubs that look after paths and huts. They are just waiting for you to discover them.

They say that you plateau with food where your body does not change, where you keep going and going and nothing is changing. I have found that it also happens with working out. I was stuck in a rut doing lots and felt like I wasn’t going any where then all of a sudden everything has just become more easier.. (shhh don’t tell Richard). Just keep going if you find your not moving your struggling and getting frustrated jazz it up a bit hit that boxing back a bit harder walk an extra km/mile. I have found doing these big walks have really pushed me past my sluggishness. So please never give up.. keep going.. your worth it…

Today(Wednesday) I graduated from UCOL I did NZIM Management Certificate. I did a Graduation way in. 88.5kg 19.5kg. I will put photo up of what I wore. I wore this dress last year out to a nice dinner thought I looked great.. bahaha. more fool me.. Today I looked great the dress hung how it is supposed too.

I have finally realised that I am skinny I still have some to go but I am getting skinny. Has taken me a long time to realise this. I have had to over come many life long issues to get where I am today. But it is totally worth it. Today I was working out and today I felt like a fit skinny person. I have always wondered what it was like to be like the people on work out DVD’s. I have been hearing comments of how great I am doing and how I am an inspiration I am to people. I feel so humble to be and inspiration. I never dreamed in my life that I would be an inspiration to people. I am just me doing my weight loss my way and sharing my life with you all. I am pleased my life is helping others to improve theirs. Here are

some photos of me, gorge track, graduation.

2012-11-01 12.46.09 2013-03-11 07.31.08 2012-09-13 09.27.21 2013-03-11 07.29.52 2012-10-01 09.56.21 2013-03-11 07.30.32 2012-10-01 09.31.33 crop of me 2013-03-10 12.12.19 2013-03-10 10.36.19 2013-03-10 10.37.53 2013-03-10 11.51.59

Weekly Wednesday And The Week That Was.

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Well what a week,

Thursday was a bit of a lazy day, after dance class the night before, I got really tired, I did go to gym but I sat on the bike having a good chat with Richard.

Friday on the other hand oh my that was a work out and a half, boxing,  did the best work out really pushed myself was great.

I would like to say I have now lost 18kg..

Mini Goals:

Now I am down to my last 5kg I have introduced the scales, I am also breaking it down.

This is really important for achieving your goals, are your mini goals. I have been setting  daily goals or tasks ( call them what you will). It might be cut something out like butter, or to drink ex amount a day. I have reintroduced 30mins of gardening and house cleaning a day. Not only will this goal get my house and garden in order but will also help in my weight loss. There are many parts to me achieving weight loss the other side is where I break down the last 5kg, I am currently 90kg,

So my goals are:

  • To get into the 80kg range,
  • To loose 20kg
  • To get to 85kg

As you can see I am nearly at the 80kg range with will then in turn get me 1kg away from losing 20kg, which will get me to only needing to lose 3kg to get to my 85kg. It is easier to find little goals for these will work up to the bigger goal.

On Friday evening I went to a gathering to say good bye to Richard (personal trainer), and “oh my” because I was not in work out gear I was getting compliments, it was really nice. Has taken me a long time to accept compliments now that I am in a good space I know I can accept them because I know how hard I have worked to get here. Learn to accept compliments it is all part of losing weight and man does it make you feel good.

I have tried many times to do stir fry vegetables but they just don’t work out. So I have decided to stick to what I am good at steaming and boiling. Always good to learn new things but don’t get disheartened if you find it is you’re your thing.

I had white bread, I was craving the old ways, well white bread butter and melted cheese really badly so I ate white bread.. oh how yummy it tasted.. oh how much it has affected me.  Hit depression today over thinking. How gluten affects me really quickly it is horrible. Today being Monday has been a write off for me. So hard to concentrate I went and had a sleep for an hour and I couldn’t I just lay there my mind was in over drive. Why do I keep doing this to myself it is horrible. It is like poison to my body.  We are all human and we all have days. I treat these days as reminders of how far I have come. How much I have learnt about my body. What is good for it and what is harmful.

Well 2 work outs so far and man what a great bunch of people I work out with, we are all supporting each other and making sure each one is ok.  I have done boxing, weights, and today did a various workout. I have also been doing running and walking and biking. I have been going hard out this week, I need to keep motivated.

We went and did Tawa track again on Sunday we are enjoying that track. I hope to get out to Pohongina this weekend to do the beehive track. Been wanting to do it for ages.

Dancing tonight I am sure the new dance will come back to me.. fingers crossed.

Well that was the week that was, what goal are you going to set yourself.

Weekly Wednesday And The Week That Was

Well what a week,

Thursday saw us going for a hike, first part was up, paths and steps but what a view, Manawatu Gorge had a MASSIVE slip, and they have now done a loop track, so the children and I went with other homeschoolers and did this. I can now say yes I am a lot fitter but I still don’t like hills. I struggled at the start, but the rest was easy.  Oh the hike was nearly 2 hours. We would like to eventually do the full gorge walk.. will be good.

There were great views.  See photos.

So we have been upping the boxing of late, am loving it I would suggest anybody that goes to the gym find a boxing class..

I volunteer on a couple of committees,  Sunday just been we were at a family day, but on Friday I spent a lot of time on my feet making 100 mini gingerbread to put on our stall.. So Friday night I was shattered.

I have been working out hard this week last week with PT here, So next week will prove a few challenges for me but I will take each one as it comes.

Well had dance class tonight we learning new routine, hip hop this time was a lot of fun.

This morning I was feeling fat, I never tried my black trousers at the fist of this month so I tried again. Well I put them on and hardly had to suck my tummy in to do them up. Was a great achievement so I am going to keep trying to be able to wear them out and about.  So I now have revisited and spruced up my goal.

My food eating has not been that great and I have to start eating a variety of food I getting stuck into same routine and not that good of a one.  Variety is spice of life they say.

My routine at gym today was,  boxing, am really enjoying it worked out with another lady today, we held the bag for each other, ended up 500 punches doing about 4 or 5 different kinds of punches, and did 200 kicks am getting a lot fitter for it but we stand still no bouncing around.

This week also the reintroduction of the 20 minute challenge.  Oh dear I was 15cal short on the bike.. I you do various things like scissor jumps with weight, step ups, crunches, push ups etc, and then you do 100cals on the bike.. 20min came and went.. I hope to keep it part of my routine as we have not done it for a while and I did do it near the 19min mark. I will keep trying, I putting it down to end of the day, tired, not fuelling myself right.

Please folk make sure you fuel your body for your work outs. I have been slack with food and it has been affecting my work outs. I cannot stress enough about fuelling your body correctly to get the most out of your work outs.

Goals this year are:

  • To wear my black trousers in June I have a family gathering to go to.
  • Chest press 50kg

 

I am sure I will find other goals as I go along.

Well that was the week that was.  Keep it simple folks and see you next week. p.s follow me on twitter, I am going to start writing what I am doing at the gym. I am hoping this will keep me going if

Looking up at the steps.

Looking up at the steps. they go off to the left at the top. 

I am logging.. 🙂

There is a car or a truck down below there

There is a  truck down below there

At the bottom of the hundred steps

At the bottom of the hundred steps where the slip is. 

Welcome to Wednesday, and the week that was..

Wow what a week, as we all know I am not a great fan of scales there are so many things wrong with them, but this week I went and brought me a cheap $10 set. They are just as good as any. Stand on and weigh sounds good to me, now you’re probably wondering why am I am using scales.

For  19 months I have been on this weight loss journey and I feel I have come to a standstill. I know that my weight has gone up I feel it in my trousers. I need not motivation but a way of keeping me on track.

So once a week for a while any way I will weigh myself.

Also I am using Myfitnesspal to track my food, I am not using anything else in there but for tracking. You can easily get caught up in that site. But is a quick way to keep track I am not putting the exercise in as I know the amount of calories to my works outs is right.

I have now got a friend of mine using the site also for tracking.

My son has been sick this last week. I have been really tired and not eaten well at all I have even succumbed to drinking coke to keep me awake. When you have a child with special needs and sick you don’t tend to sleep much. So this is where “bad” foods are required. If I had more support around me life would be bit easier. But I cannot always do that.

Well I have been having a lot of smoothies,  using blackberries, raspberries, strawberries from the garden.

Zucchini’s are abundant also at the moment, and made some tomato relish, onion from was from my father’s garden.

http://gegeblog.com/top-10-worst-processed-food-you-should-never-eat/3/  here is a website to check out.

Gym.. please look at this link, it show good etiquette for the gym. We all go to the gym and there are people out there that are just well rude, leaving stuff around, no patience waiting for machines and equipment etc, so please have a look at this link so we all can improve to enjoy our gym time.

http://www.dangerouslyhardcore.com/3951/the-dh-guide-to-gym-etiquette/

 

A high-risk waist circumference is:

A man with waist measurement over 40 inches (102 cm).

A woman with waist measurement over 35 inches (88 cm).

 

Here is a link on how to measure your waist properly, http://www.heartandstroke.com/site/c.ikIQLcMWJtE/b.3876195/

All these years I have been doing the BMI way but they now believe this is a much healthy way this shows that if you are over the cm you are in risk of heart disease and other diseases. Being in this cm area you will have lower stored fat and so healthier for you. Please go get a tape measure, watch the video.

I will let you all know I am at 93cm If I was male I would be fine but I am female so I still have 5cm to go.  This to me seems more realistic. The BMI has me at 5’9 being between 56-71kg. I am currently 92kg I know my body well and I know that when I get down to 80kg which I was quite a few years ago on one of my not so good   stints I look unhealthy. So I am going to go by the measuring and get between 80-85kg. If I can be in that range and have a 88cm tummy then I know I am healthy. Taking into consideration I do a lot of strength training also.

Talking about strength training, my wonderful personal trainer has found a great system to encourage strength training. I am now bench pressing wide grip 26kg and close grip 21kg next week I will go up again. Aim is 50kg. I am now doing 10kg pec fly first time yesterday. So I am back going forward at a nice rate.

I do have Tough Guy Gal again this year there is a wall you have to walk along, I am now working on combating my vertigo. Last year a man held my hand I hoping to do it myself. I take the kids to gym. There I have walked up a bench on an angle got half way up and walked backwards a couple of times, I stood up on the beam but could not move, I was at the park the other day and have wooden logs for fencing and my daughter and I were walking a long it. It was only about 2 feet off the ground but fact I was able to walk along it was good.

Well that is me for another week. Please have a look at the links.

 

Why Logging All Foods In Your food Diary Is So Important

Over the years I have partaken in writing food journals, whether it was cause I was in a paid diet or I was just watching what I was eating.

Depending on what journal I was doing dependent on what I wrote some just asked for food others asked for calories, protein, and other nutritional information, and some even asked me to count how many glasses of water I drank a day.

Now I like a list for grocery shopping, list for kids to get stuff down around the house they have a purpose, what is the purpose of writing down the food, to me that was like writing down food to make me feel guilty in all the areas I went wrong, it was always the negatives I was looking at, I was also really bad at writing down my foods, I would do really well for a few days then have a blow out and think oh well I will start again tomorrow and not write them down. Oh how wrong was I in not writing it down. I was never giving me a true representation of what I was truly doing, and I still didn’t understand the whole why am I doing this.

Well if you have been reading my blog you will know that I have been, I finally found a system that works for me,

this is one area of concern, I have been doing food diaries because everyone kept telling me I had to and here use this or go here and get this one. But I had to find something that was true to whom I am. So I have taken bits and pieces and made my own, I do urge you if you if it doesn’t feel right find a system that is going to work for you we are all different and we all have our own ways of doing things.

So I have found a system that works for me and I am not writing water in talk about how to get obsessed with  something you don’t need to as a lot of your fluid in take comes from food. I know the food I eat and I know the water I drink I am also in tuned with my body so water does not need to be recorded.

So I have been doing this journal after I wrote just the foods down and I could see that fat is a big issue for me but also that I was not getting enough calories. So this new journal that I have put together is for me to make sure that I have enough calories in my diet and the right amount of fat.

So this is my awakening about food journals. This is the bit that I just did not get.

I eat x amount of food which has X amount of fat.. this is in my ratio so great.

I then eat another x amount of food and I get X amount of fat.. this X amount of food technically I should not have eaten.. I am eating to live not living to eat. So this food has taken me well over my fat and I do the old oh well life happens move on start fresh the next day. But instead I decided to write all that I ate down. I have done it for the last four days. Now I can see why this is what I can see now that I could not see before.

It is written down it is in front of your eyes it is real. You have just informed yourself that you have just eaten x amount of calories. I then write next to it stating why, for me it has been stress on different occasions. It was like a light bulb going of. I was not proud that I ate that amount of food but I was proud that I wrote it all down and I could see, this was the missing link, this is giving me the true account of my eating habits, this is going to show me my weak points in my life, how to I am going to achieve my healthy size I want to be in my new healthy lifestyle.

Whom would have thought that writing down every single thing could make such a difference all these years I failed because I didn’t write ever single morsel that I ate.

Now I look back and think to myself how could I not see that. How could I not understand that seeing a true account of your eating habits is actually really productive in your weight loss. It is not just about writing your food and your calories like all journals tell you to do but also your mood what happened to make you eat that piece of cake or that chocolate, crepes all 8 of them with butter and golden syrup.  Seeing it written down why you did it, can make a huge different in how you see things. If you ate fancy desert or cake cause you went to a wedding or a party, then you write it down, if you got depressed over something write it down. Write all of it down.

Then you can see what things trigger you to eat, and this is going to give you the power to move forward.

I can see now the days that I have blown out but I can also see why. This for me has being so empowering in the fact that I now have control of my food. It is up to me to watch for triggers and learn from them not to hide them by not writing them down like it never happened that is not a true account of what has happened.

So please if you are sitting here reading this and you think “oh dear I didn’t write that food down” go and do it right now you will feel so much better for it..

This is how I do my journal.. using  excel sheet I have put in product  calories carbs protein and fat, I printed off a sheet from nowloss.com I laminated this as I am not one to keep lots of bits of paper but have tried websites before, So doing this suits my personality well. I put my daily food in, I sit down with my daughter and we put together a meal that will suit us for the week and I take this and add things that I need to suit my  6 meals a day.  I use the spread sheet to write down food that I use this is my dictionary I love excel and works great for me. I use a white board marker to fill in my laminated sheet for the day sometimes will be preplanned other days I wing it.. ( note not really best idea on winging it usually don’t do to well on these days), at the end of the day I calculate everything and I put it in the next page on Excel. I also write next to it what is gone well or why I went over my fat count.
After 7 days of doing this I will start to see where stresses are in my life and find ways to deal with them.

This has for me been the best system that takes in all my personality traits.

So please if you are sitting here reading this and you think “ops I didn’t write that food down” go and do it right now you will feel so much better for it..

If you have not started to journal your food, look at why you are not doing it yet have you done it in the past and it did not work did you like any parts of that journal. Then take that part and make your own up. But don’t fret if  it doesn’t work out keep going till you find a system that works for you. Also think about what you are trying to record is it why you binge it.. or you are eating too much fat or just to keep what calories you have eaten,  what ever your reason been make it about that specific item. Bye working on one thing at a time your are more likely to succeed, I am working on calories, fat ratio, how can I get enough calories in my diet without all the fat intake.

please comment on if you use a journal and how it works for you or anything you would like to share about journals

Measurements

Once I used to measure all the time, just like the scales but not as bad.. more weekly than every day.  I have not measured myself for at least a couple of months. I woke up the other morning and noticed that I had lost weight around my neck. Others have probably noticed it cause as we all know we are the last to notice changes to our body. I wanted to know what my measurements were but not in a way that I used. Before it was weight then feel horrible cause my body was not moving, or it had moved but was never happy with the measurements. I can see that I have lost weight I know the tape measure is going to say that I have. So it was more putting a number to what I have already lost opposed to finding out what I have lost. So changing the measuring around so to speak.

Well this is what I was a few months ago

Arm – 37.5cm  Chest- 113cm  Waist- 102cm  Hip butt -119cm  Thighs -57.5cm Neck -37cm

and I am happy with the new measurements

Arm – 37cm   Chest – 110cm  Waist –  101.5cm  Hip butt – 117 cm  Thighs – 51.5cm Neck- 36cm

but I also knew that I would be, because I can see what  I have lost so there was never going to be any disappointment. I will measure myself again when I can see that I have lost enough to warrant being measured.

So to measure yourself after you can see that you have lost weight and putting a number to what you can see you have lost is a different way of seeing your changes.

Now some are wondering why measure at all if we know we have lost. I have been pondering that also what is it going to achieve. Well we are human and we like numbers when it comes to losing weight and getting healthy. So putting a number to your visible shrinking body will fill that hole for a number and but will decrease your disappointment.

Try it wait to see a loss on your body and then measure it what have you got to lose.

 

Those Last 10 LB..

Oh what to do you have been exercising watching what you have been eating and you are almost at that goal but you feel like nothing is moving, close feel the same,

Your not alone.. I am at that point, well not really the 10 lb part but getting close to fitting into these trousers. But I have been feeling like I have become stagnant my weight isn’t going up or down, I have in the terms of weight loss hit my plateau. The question I came up with is what do you do when you are nearly there and nothing is working. You use google and you look to see what other recommend.

I found most basically saying keep going you’re doing well your on the right track, well funny enough we know this, and as much as it is good to hear I want to know what I need to change, Well I found one web site,

http://www.nowloss.com

Now I am not one for dieting and if you have ready my dieting blog you will know my thoughts on that words. But I am here to go through my battles so that I can help you.

I found this website and it said things like last   and what to do.

Here are some tips I got from it..

how many calories, protein, carbs, fat,  a day,

How many meals a day,

How much water,

Exercise,
and many more If you are just starting out or getting near the end go and have a look at this website. I do not put many websites up like this as I feel they are all trying to sell a gimmick it is only cause I feel he has written a lot of good things,, and of course there are going to be things that I am not fussed on ..but this is as close as I am going to get.

I am also not one for writing things down I have been there done that why on earth would I want to go back.. but sometimes in life we need to go back to be able to move forward, so that is what I am doing. I have read that website, taken what I need, I am using his journal, I am not one to print things out as I don’t like to waste paper, but thank goodness when I am done I can recycle,

I have spent two weeks writing down all my food and kilojoules and I can see that there are areas of concern. I can see that I have high fat intake a lot more than I should be having. From doing this and if you are not doing a  journal  for your food please do. Especially if you are at this point of your new healthy regime. You will find areas that you did not realise. I have done well I have gone from eating junk to healthy, I have learned so much along the way, and I am continuing to learn.

After 4 years separation. this weekend just been my kids did their night away to their dads and I went to the gym. We talked about chocolate oh how I love chocolate. Was so easy to give up till Whittaker’s made white chocolate and raspberry mmm,,,,well I left the gym and went home and had my tea and know chocolate no chips no alcohol no nothing no junk food not even hot chips.. I had an epiphany, Why am I sabotaging myself why am I eating junk on a Friday night and then going to the gym to burn it of. That is a bad cycle I have gotten into and the though of Monday I am doing a new challenge   in  , why would I want to eat chocolate and then have to use that   to burn it off when I should be burning off what is already there. ( oh time 53.20 for my  ).

So this is when it all happened why am I stuck.

One other thing I thought I would never do and I have is changed my eating habits.. large meal snack large meal snack large meal snack. for a long time I have watched my PT eat small meals going yeah right I not going to do that. what ever, had all the excuses under the sun. Well we have a lecturer now at PT, for teaching students to become nurses, I want you all to hold your hand up in a fist.. that is your stomach. so next time you go to have a big plate of something just remember that is what you are trying to fit all that food into. Also the other thing you also need to leave from for it to be agitated so it can be broken up properly.

Well now you no more about your anatomy I hope  this helps. I know it did for me.

Back to this website, I put that figures into the website and I got my calories total. but it also breaks things down into amounts per meals and different ratios of meals.

For two days now I have eaten six small meals. I have written down on the journal from the website one thing when I was writing up last week was not enough calories, and this is important.. to eat lots of right foods and lose weight.  This journal recording is going to make sure that I eat enough calories for my weight loss and keep my metabolic rate up. I also found I was having way to much fat. So the idea now is to make a weekly food chart using the journal to make six meals which I feel heaps better for doing so. .not bloated, and lots more energy. I am obviously keeping my blood sugar level which is great.

Just to recap.

 

  •  Check out this website, http://www.nowloss.com
  • Journal your food,
  • Keep going with your exercises. New challenges goals, changing how you are working out, Also have you been doing the same thing for the last 6 weeks, have a change your body will love you for it.
  • Have a look at changing when you eat. You just never know more smaller meals might just be the change you need.
  • Also I will be writing up on the 1st of November that gives me two weeks to put all this into play and two weeks I get to try on my trousers. That will be the tester to see if my changes have worked or not.

 

Life is My Richness

I have decided that November is coming around too quickly, school is about to start again so our life is going to be hectic, least no swimming for the kids this term that is going to restart next year. We have had such a busy year this year and with only 3 assignments left to finish I am looking forward to no study after 3 years,I will have gained, Business, Computing and Administration Certificate, and New Zealand Institute of Management Intro To Management Certificate. I have loved studying and I have loved showing the kids you are never to old to learn. I have just started to learn the guitar, but my main aim is to learn the Clarinet so watch this space. Am saving up for one.

Isn’t it funny how life goes, for years you struggle to get where you want to be then with a few changes in your life it all seems to fall into place.

When I was a kid I was great at saving money, then I grew up and life happened and I lost my good saving habits, one of my courses I did had about money, plus I read the money mans book, that is a great read,  http://www.fishpond.co.nz/Books/Winning-Money-War-Lisa-Dudson/9781869419981      I found this book to be great, I have worked through it and I got a better knowledge and understanding, also when I worked through my financial course work , it became clear that whole scenario of “if you can’t look after yourself or your money how are you suppose to help others”. Beginning of the year I went into the bank and the lady got me to make a list of all the things in my life that needed money she made an account for each one and $5 went into each. I was still not sure if this would work but I gave it a try because I was going around in silly circles I had got into debt twice with credit cards and I wanted out of that vicious circle.  I want to be a bit like but not totally as in her money personality,  she retired and paid cash for a trip over seas for her and dad. I want to aspire to something not just to keep going around in silly circles. But I found I was not there totally with mind set, and I kept eating into the savings. Well a couple of months ago I freaked I had closed down the bank accounts and was in a rut I needed something Christmas is coming, I have since found another bank which is hard to get money out of. I have several accounts building up for things like car, plants for the garden, music account so I can get the kids and me the things we need, that sort of thing, I even have two accounts just opened yesterday to my normal bank. I want to get it that all the accounts are in the one bank, but I had to find a way to get me saving but also in the right mind set. It has taken me a while but I am getting there. It is good I am finally on track.

Now you probably wondering why I have written this in..

When I first split I had depression, and I didn’t really care about much, I made sure kids were fine, and daily tasks were done. But over time you learn that in life it is what you make of it, if you don’t put one foot forward you will still be in the same place you are in a years time. Having my son with Autism also taught me one thing at a time. I have covered this in earlier posts but want to recover it again as I know it is a long process to get where one is today. It is not an over night adventure where you go to sleep dream all is well and wake up and life is fantastic, it doesn’t work like that.

So I had to work on depression. I would like to say that today I have done days just like every body else, but I now know how to deal with them, I then worked on money, I had to get me out of this hole I was in, and as you read above I am well on the way. I then worked on fitness, and health, Having a great personal  trainer is so important. Being able to talk to him like a councilor, a friend, a trainer, bit like Bob Harper on Biggest Loser, being able to get to the nuts and bolts of why you are the way you are.  That is important, every time I think I am there, I find more inner strength and knowledge, people say knowledge is power, well they are so right, I have gained so much knowledge in the last few years. From doing my courses, reading books, talking to people, researching, teaching my children. Learning is an amazing thing and you are never to old to learn whether it be a new habit, activity, or even to just increase your knowledge about the way you are living. I have found that every time think I am done there is always a new chapter, I can see what new chapters are going to be so this blog will continue right through my life. It has already started at the beginning of my life. I feel like a caterpillar and I have eaten up knowledge and I am in the Chrysalis part just waiting to bloom into a wonderful butterfly, I can feel it that I am so close to my goals.

So far I have made this blog about health and fitness. But I now that is only one part of me, my struggles through my financial woes has been an underlying factor that plays on my mindset and invades other parts of my life. health is about your body but also your mindset it is finding things in your life that you worry about.

Here is a money personality quiz that you can use to see what sort of money person you are, https://www.sorted.org.nz/calculators/money-personality

As for budgets, work out how much money you have coming in, work out your expenditure, when bills usually come in, but keep it realistic I have worked on my budget and it has been changed so many times but every time I do it it gets better and better, and you will see patterns happening things that work thing that need to be changed.  Become friendly with excel on Microsoft office, It makes budgeting so much easier, use one tab write house, personal, car,  write your weekly income, fortnightly, monthly write them down on the page, this is anything to do with the running

House phone, power, gas, insurance, rent, rates, food, cell phone, internet, etc,

Personal, Health such as drs prescriptions, hair cuts, travel, Christmas, holidays/travel,  then you have,

Car, Petrol, Warren of Fitness, Car registration, tyres, services etc,

writing the amounts next to each also writing if it is weekly fortnightly and monthly,

When you have a good idea on what you have coming in to what you have going out, Then you are ready to start your budget.

You need to find the best way for you and your income, some people on weekly will do a weekly budget or fortnightly budget, to go with their partners wage of fortnightly, or fortnightly to monthly, or just as their income comes in the budget is set to that wage.

There are a couple of ways and these are just my opinion there are many others out there, your other wise a hoarder or a spender when it comes to a budget, if you are hoarder and pay bills on time etc then, setting up a bank account strictly for bills when a bill comes in you pay it from that account and you don’t touch it but because you are a hoarder this will work well for you,

Now for the spenders: Automatic Payments, let them become your best friend in the financial world,  Have them set up weekly, you have your budget you know how much each week money has to go out for rates, power, insurance, etc. Have them done on an automatic payment, the night your pay goes in the night all your bills go out so you don’t see that money you don’t have a chance to spend it. When you wake up in the morning it is all gone. What is left is for your food and petrol. All money for bills have gone to the companies. What ever is left after all that and your food and petrol is yours. If you are wanting to save do the same thing automatic payment. Least then you know that money is going out. You are paying the bills you have food and petrol money and then after that, what is left is yours,

Really important in these times to find ways that are going to work for you. There are so many books and websites you can read about money. Work out what you want to achieve, are you not getting bills paid on time, maybe that is one, maybe you want to right a budget, there are great websites out there that will help you, we have https://www.sorted.org.nz which I have used a lot also in getting me where I am today.

I am not Rich but I am not poor, though I am a work in progress,

Dropped My Time,

So today I was all geared up to do weights as I always do  but Richard decided to shake things up a bit, by telling me we are doing cardio today,  500cals he states, I was not in the right frame to attempt this 500cal my last time was 27.58, can I do it can I bet the time, oh well only way to find out I did my 100cal warm up and off I went,, well today I managed to keep the bike going above 25km a few times it went low but I got it back up again, the 300cal came and this is where it is hard for me, I always hit my brick wall and I know I have to push through it. Today I was in a good mood I was able to push through, I was totally in the right frame of mind, some days I do this 500cal and I just don’t want to do it or I hit my brick wall and I slow down, I still do it but the time is so slow. Well today I managed, I managed to push past all boundaries and drop my time. The new time, (drum rolls)…. 26.19.  Thank you…

 

You can do anything if you put your mind to it, bit of hard work, and clear mind and you can go go go….

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